Compare credit cards, loans and savings accounts

Independent, impartial, and free to use
Compare interest rates, terms, and protections
Covers savings, ISAs, credit cards, and loans
Why compare with Optimly?
Our missions is to improve financial lives
Customer-first philosophy
Every tool and guide we create puts your goals and needs first — no hidden agenda.
Independent & impartial
We’re not owned by providers. Our content and comparisons are guided by what’s best for you.
Wide product selection
Explore hundreds of savings accounts, credit cards, loans, and investment options — all in one place.
Clear and transparent design
No ads. No clutter. Just straightforward information and fair comparisons.
Leading products

Savings accounts

Credit cards

Personal loans

Frequently asked questions
How does Optimly make money?

Optimly earns revenue through affiliate partnerships and referral commissions. If you open a product through our site, we may receive a small fee — but this never affects how products are ranked or featured.

How does Optimly rank or display financial products?

We prioritise objectivity. Products are ranked by rate, fees, or features depending on category. You can always sort and filter based on your own needs — we never promote paid placements.

Is Optimly independent?

Yes. Optimly is fully independent and not owned by any financial institution. Our guides and tools are written without interference or influence from advertisers or affiliate partners.

How do you protect my personal data?

We use bank-grade encryption and never sell or share your personal data. You can use Optimly anonymously, and any sign-up features are strictly optional.