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Interactive calculators
Save
Borrow
Invest
Pension
Family
Tax
Property
RATE & RETURN CALCULATORS
PREMIUM BOND RETURN
Calcualtes your premium bonds' rate of return.
BEST RATE
Which combination of accounts gives the highest interest, after tax.
SWITCH
Calculates if it's worth switching when there's a penalty charge.
WITHDRAWAL PENALTY
Determines the cost of withdrawing money from a notice account early.
GROSS TO AER
Calculates Annual Equivalent Rate by factoring in compound interest.
AER TO GROSS
Calculates the gross interest rate from Annual Equivalent Rate.
TAX ALLOWANCE CALCULATORS
TAX ALLOWANCES
Savings starter rate, personal savings rate and income tax allowances.
LISA BENEFIT
Calculates the benefit, after tax, from saving into a LISA.
GROWTH & GOAL CALCULATORS
TIME TO TARGET
How long it will take to reach a specific target.
PERIODIC SAVINGS AMOUNT
How much you need to save to reach a specific goal.
REQUIRED RATE OF RETURN
Determines the rate of return required to reach a future value.
FUTURE VALUE
Calculates the future value required to mainatin purchasing power.
SAVINGS GROWTH
Calculates the growth on initial deposit and any regular contributions.
TIME TO DOUBLE
Calculates the time it will take for a balance to double in value.
COMPARISON CALCULATORS
SAVE OR INVEST
Simple savings and investment growth calculator.
SAVE, INVEST OR REPAY DEBT
Compares savings and investment growth vs debt interest.
ADVANCED CALCULATORS
SAVINGS TARGET: ADVANCED
Time to reach target with multi-period interest rates and contributions.
SAVINGS GROWTH: ADVANCED
Calculates savings growth. Multi-period interest rates and contributions.
SAVE OR INVEST: ADVANCED
Savings and investment growth calculator with advanced options.
LISA BENEFIT: ADVANCED
Calculates the benefit, after tax, from saving into a LISA.
RATE CALCULATORS
GROSS TO APR
Calculates the Annual Percentage Rate (APR) from nominal rate.
CREDIT CARD CALCULATORS
TIME TO REPAY
Calculates time it will take to repay your card, just paying the minimum.
SWTICH BENEFIT
Calculates the benefit of switching to better rate.
SWTICH & OVERPAYMENT BENEFIT
Calculates the benefit of making an overpayment or switching to better rate.
PERSONAL LOAN CALCULATORS
LOAN MODELLER
Calculates the monthly repayment amount for a fixed rate loan.
OVERPAYMENT BENEFIT
Calculates benefit achieved by making single or regular overpayments.
SWITCH
Determines if switching your loan is financially beneficial.
APR ESTIMATOR
Estiamtes APR based on initial amount, monthly payment, term.
STUDENT LOAN CALCULATORS
STUDENT LOAN MODELLER
Models student loan repayment schedule.
OVERPAYMENT BENEFIT
Calculates the impact of making student loan overpayments.
MORTGAGE CALCULATORS
HOW MUCH CAN I BORROW?
Determines the mortgage amount you'll likely be able to borrow.
COMPARE TWO MORTGAGES
Compares two fixed-rate mortgages and decides which is best value.
MONTHLY PAYMENT AMOUNT
Calculates the monthly payment amount for a fixed-rate mortgage.
OVERPAYMENT
Calculates the impact of a single or regular overpayment.
SWITCH MORTGAGE
Determines whether it is financially beneficial to pay penalty and switch.
RATE & RETURN CALCULATORS
PORTFOLIO RETURN
Money-weighted return (MWRR) to take into account the impact of cash flows.
SHARE OR FUND PERFORMANCE
Time-weighted return to assess the perforamnce of the asset.
NET WORTH
Absolute and percentage change over time.
TAX ALLOWANCE CALCULATORS
ISA ALLOWANCES
Calcualtes your ISA allowances (remaining) for the tax year.
GROWTH & GOAL CALCULATORS
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INVEST: TIME TO TARGET
How long it will take to reach a specific target.
INVEST: GOAL
How much to invest to reach a specific goal.
INVEST: GROWTH
Calculates the growth on initial deposit and any regular contributions.
INVEST: TIME TO DOUBLE
Estimates the time it will take for a balance to double in value.
COMPARISON CALCULATORS
SAVE OR INVEST
Simple savings and investment growth calculator.
SAVE, INVEST OR REPAY DEBT
Compares savings and investment growth vs debt interest.
FINANCIAL RATIO CALCULATORS
DEBT-TO-EQUITY
Calculated by dividing total liabilities by shareholder equity.
WORKING CAPITAL
The amount of current assets left over after subtracting current liabilities.
PRICE-TO-EARNINGS
Measures current share price relative to its per-share earnings.
RETURN-ON-EQUITY
Measure of a company's net income divided by its shareholders' equity.
EARNINGS-PER-SHARE
Company's profit allocated to each share of outstanding common stock.
PRICE-TO-BOOK
Ratio of market value of a company's shares to its book value of equity.
NET PRESENT VALUE
Difference between present value of cash inflows/outflows over a period of time.
INTERNAL RATE OF RETURN
A metric used to estimate the profitability of potential investments.
QUICK RATIO
A company's ability to meet short-term obligations with liquid assets.
CURRENT RATIO
Determine a debtor's ability to pay off current debt obligations.
SHARP RATIO
Measures portfolio return in relation to its risk. (Higher the better).
MACRO ECONOMIC CALCULATORS
INFLATION
Calculates the value of money over time.
RETIREMENT AGE
Time to reach target with multi-period interest rates and contributions.
RISK CALCULATORS
RISK PROFILE
Simple savings and investment growth calculator.
ADVANCED CALCULATORS
SAVE OR INVEST: ADVANCED
Savings and investment growth calculator with advanced options.
INVEST: TIME TO GOAL ADVANCED
Time to reach target with multi-period growth rates and contributions.
INVEST: GROWTH ADVANCED
Calculates investment growth. Multi-period interest rates and contributions.
TAX ALLOWANCE CALCULATORS
TAX RELIEF
Savings starter rate, personal savings rate and income tax allowances.
SALARY SACRIFICE BENEFIT
Calculates the benefit, after tax, from saving into a LISA.
CARRY FORWARD
GROWTH & GOAL CALCULATORS
PENSION: FORECAST
How long it will take to reach a specific target.
FINANCIAL CALCULATORS
ANNUITY CALCULATOR
Estimates how much income a pension pot may provide each month in retirement.
DRAWDOWN CALCULATOR
Estimates how much income a pension pot may provide each month in retirement.
COMPARISON CALCULATORS
LISA OR PENSION
Simple savings and investment growth calculator.
MACRO ECONOMIC CALCULATORS
INFLATION
Calculates the value of money over time.
LIFE EXPECTANCY
Time to reach target with multi-period interest rates and contributions.
RETIREMENT AGE
Time to reach target with multi-period interest rates and contributions.
ADVANCED CALCULATORS
PENSION: FORECAST ADVANCED
Time to reach target with multi-period interest rates and contributions.
TAX ALLOWANCE & BENEFIT CALCULATORS
CHILD BENEFIT
Savings starter rate, personal savings rate and income tax allowances.
HIGH INCOME BENEFIT CHARGE
Calculates the benefit, after tax, from saving into a LISA.
MACRO & MICRO ECONOMIC CALCULATORS
INFLATION
Calculates the value of money over time.
LIFE EXPECTANCY
Time to reach target with multi-period interest rates and contributions.
RETIREMENT AGE
Time to reach target with multi-period interest rates and contributions.
RISK CALCULATORS
RISK PROFILE
Simple savings and investment growth calculator.
CAPACITY FOR LOSS
Determines an individual's capacity for loss.
TAX ALLOWANCE CALCULATORS
PERSONAL SAVINGS RATE
Savings starter rate, personal savings rate and income tax allowances.
INCOME TAX CALCULATOR
Calculates the benefit, after tax, from saving into a LISA.
CAPITAL GAINS TAX CALCULATOR
Calculates the benefit, after tax, from saving into a LISA.
TOP SLICING CALCULATOR
Calculates the benefit, after tax, from saving into a LISA.
WRAPPER ELIGIBILITY CALCULATORS
LISA ELIGIBILITY
How long it will take to reach a specific target.
PROPERTY CALCULATORS
STAMP DUTY LAND TAX
Simple savings and investment growth calculator.
RENTAL INCOME
Determines the rental yield of an investment property.
CAPITAL GAINS TAX
Determines the capital gains tax due on the sale of a property.
TAX BENEFIT CALCULATORS
PENSION BENEFIT CALCULATOR
Simple savings and investment growth calculator.
COMPARISON CALCULATORS
LISA OR PENSION CALCULATOR
Simple savings and investment growth calculator.
TAX ALLOWANCE & BENEFIT CALCULATORS
STAMP DUTY LAND TAX
Savings starter rate, personal savings rate and income tax allowances.
CAPITAL GAINS TAX
Determines the capital gains tax due on the sale of a property.
YIELD CALCULATORS
RENTAL YEILD
Calulates the yield obtained from buy-to-let investment property.
COMPARISON CALCULATORS
BUY-TO-LET OR INVEST
Simple savings and investment growth calculator.
BUY-TO-LET OR PENSION
Simple savings and investment growth calculator.