Credit card calculator -
Overpayment benefit

Optimise your debt repayment strategy with our Switch & Overpay Credit Card Calculator. Input your initial balance, card APR, and terms to get a clear estimate of how long it will take to clear your balance and how much interest you'll be charged. Explore the benefits of making one-off and regular contributions and the impact of switching your balance to a card with a better rate. For greater control and customisation, try our Advanced Credit Card Calculator.

Inputs
Make one-off overpayments
Make regular overpayments
OVERPAYMENT FREQUENCY:
CHANGE AMOUNT MID-PERIOD
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