OPTIMLY calculators | Credit Card Overpayment Calculator

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Credit card calculator -
Overpayment benefit

Optimise your debt repayment strategy with our Credit Card Overpayment Calculator. Input your initial balance, card APR, and terms to get a clear estimate of how long it will take to clear your balance and how much interest you'll be charged. For greater control and customisation, try our advanced calculator here.

Inputs

CARD BALANCE:

APR, %:

MIN REPAYMENT, %:

MIN REPAYMENT, £:

MINIMUM REPAYMENT TYPE:

Make one-off overpayments

OVERPAYMENT AMOUNT:

ON DATE:

Make regular overpayments

OVERPAYMENT FREQUENCY:

CHANGE AMOUNT MID-PERIOD

REGULAR OVERPAYMENT:

FROM DATE:

Transfer balance

BALANCE TRANSFER APR:

BALANCE TRANSFER FEE:

BALANCE TRANSFER PERIOD, MONTHS:

START DATE:

END DATE:

Advanced options

EXISTNG SPECIAL RATE, %:

UNTIL:

Result

TOTAL INTEREST

Repayment table