Savings calculators
Borrowing calculators
Investment calculators
Pension calculators
Family calculators
Tax calculators
Property calculators
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  • Borrow
  • Invest
  • Pension
  • Family
  • Tax
  • Property
    • RATE & RETURN CALCULATORS
    PREMIUM BOND RETURN
    Calculates your premium bonds' rate of return.
    BEST SAVINGS RATE
    Which combination of accounts gives the highest interest, after tax.
    SWITCH
    Calculates if it's worth switching when there's a penalty charge.
    WITHDRAWAL PENALTY
    Determines the cost of withdrawing money from a notice account early.
    GROSS TO AER
    Calculates Annual Equivalent Rate by factoring in compound interest.
    AER TO GROSS
    Calculates the gross interest rate from Annual Equivalent Rate.
    TAX ALLOWANCE CALCULATORS
    TAX ALLOWANCES
    Savings starter rate, personal savings rate and income tax allowances.
    LISA BENEFIT
    Calculates the benefit, after tax, from saving into a LISA.
    GROWTH & GOAL CALCULATORS
    TIME TO TARGET
    How long it will take to reach a specific target.
    SAVINGS FORECASTER
    Models different ways to reach a savings goal.
    RATE OF RETURN NEEDED
    Determines the rate of return required to reach a future value.
    FUTURE VALUE
    Calculates the future value required to maintain purchasing power.
    SAVINGS GROWTH
    Calculates the growth on initial deposit and any regular contributions.
    TIME TO DOUBLE
    Calculates the time it will take for a balance to double in value.
    COMPARISON CALCULATORS
    SAVE OR INVEST
    Simple savings and investment growth calculator.
    SAVE, INVEST OR REPAY DEBT
    Compares each of the different options.
    ADVANCED CALCULATORS
    SAVINGS TARGET: ADVANCED
    Multi-period interest rates and contributions.
    SAVINGS GROWTH: ADVANCED
    Multi-period interest rates and contributions.
    SAVE OR INVEST: ADVANCED
    Multi-period interest rates and contributions.
    LISA BENEFIT: ADVANCED
    Calculates the benefit of a LISA. Multi-period interest rates and contributions.
    RATE CALCULATORS
    GROSS TO APR
    Calculates the Annual Percentage Rate (APR) from nominal rate.
    CREDIT CARD CALCULATORS
    CREDIT CARD: TIME TO REPAY
    Calculates time it will take to repay your card, just paying the minimum.
    CREDIT CARD: SWITCH BENEFIT
    Calculates the benefit of switching to a better rate.
    CREDIT CARD: SWITCH & OVERPAYMENT BENEFIT
    Calculates the benefit of making an overpayment or switching to a better rate.
    FIXED-RATE LOAN CALCULATORS
    FIXED-RATE LOAN: LOAN MODELLER
    Calculates the monthly repayment amount for a fixed rate loan.
    FIXED-RATE LOAN: OVERPAYMENT BENEFIT
    Calculates benefit achieved by making single or regular overpayments.
    FIXED-RATE LOAN: SWITCH
    Determines if switching your loan is financially beneficial.
    FIXED-RATE LOAN: APR ESTIMATOR
    Estimates APR based on initial amount, monthly payment, and term.
    STUDENT LOAN CALCULATORS
    STUDENT LOAN MODELLER
    Models student loan repayment schedule.
    STUDENT LOAN: OVERPAYMENT BENEFIT
    Calculates the impact of making student loan overpayments.
    MORTGAGE CALCULATORS
    MORTGAGE: HOW MUCH CAN I BORROW?
    Determines the mortgage amount you'll likely be able to borrow.
    COMPARE TWO MORTGAGES
    Compares two fixed-rate mortgages and decides which is best value.
    MORTGAGE: MONTHLY PAYMENT AMOUNT
    Calculates the monthly payment amount for a fixed-rate mortgage.
    MORTGAGE:
    OVERPAYMENT BENEFIT
    Calculates the impact of a single or regular overpayment.
    MORTGAGE: SWITCH BENEFIT
    Determines whether it is financially beneficial to pay penalty and switch.
    RATE & RETURN CALCULATORS
    PORTFOLIO RETURN
    Money-weighted return to factor impact of cash flows.
    INVESTMENT PERFORMANCE
    Time-weighted return to isolate cash flows.
    WEIGHTED AVERAGE RETURN
    Weighted average return of a portfolio.
    NET WORTH
    Absolute and percentage change over time.
    TAX ALLOWANCE CALCULATORS
    ISA ALLOWANCES
    Calcualtes your ISA allowances (remaining) for the tax year.
    GROWTH & GOAL CALCULATORS
    TIME TO REACH TARGET
    How long it will take to reach a specific target.
    REGULAR AMOUNT NEEDED
    How much to invest to reach a specific goal.
    FUTURE VALUE FORECASTER
    Calculates the growth on initial deposit and any regular contributions.
    TIME TO DOUBLE BALANCE
    Estimates the time it will take for a balance to double in value.
    COMPARISON CALCULATORS
    SAVE OR INVEST
    Simple savings and investment growth calculator.
    SAVE, INVEST OR REPAY DEBT
    Compares savings and investment growth vs debt interest.
    FINANCIAL CALCULATORS
    DEBT-TO-EQUITY
    Calculated by dividing total liabilities by shareholder equity.
    WORKING CAPITAL
    The amount of current assets left over after subtracting current liabilities.
    PRICE-TO-EARNINGS
    Measures current share price relative to its per-share earnings.
    RETURN-ON-EQUITY
    Measure of a company's net income divided by its shareholders' equity.
    EARNINGS-PER-SHARE
    Company's profit allocated to each share of outstanding common stock.
    PRICE-TO-BOOK
    Ratio of market value of a company's shares to its book value of equity.
    NET PRESENT VALUE
    Difference between present value of cash inflows/outflows over a period of time.
    INTERNAL RATE OF RETURN
    A metric used to estimate the profitability of potential investments.
    QUICK RATIO
    A company's ability to meet short-term obligations with liquid assets.
    CURRENT RATIO
    Determine a debtor's ability to pay off current debt obligations.
    SHARPE RATIO
    Measures portfolio return in relation to its risk. (Higher the better).
    FINANCIAL PLANNING CALCULATORS
    INFLATION
    Calculates the value of money over time.
    RETIREMENT AGE
    Time to reach target with multi-period interest rates and contributions.
    RISK CALCULATORS
    RISK PROFILE
    Simple savings and investment growth calculator.
    ADVANCED CALCULATORS
    SAVE OR INVEST: ADVANCED
    Savings and investment growth calculator with advanced options.
    TIME TO GOAL: ADVANCED
    Time to reach target with multi-period growth rates and contributions.
    GROWTH FORECASTER: ADVANCED
    Calculates investment growth. Multi-period interest rates and contributions.
    TAX ALLOWANCE CALCULATORS
    TAX RELIEF
    Calcualtes tax relief on pension contributions.
    SALARY SACRIFICE BENEFIT
    Calculates the benefit of contributing to a pension via salary sacrifice.
    CARRY FORWARD
    Determines how much unused pension allowance you can carry forward.
    ACCUMULATION CALCULATORS
    PENSION FORECASTER
    Forecast model to help you understand how to reach your pension target.
    DECUMULATION CALCULATORS
    ANNUITY CALCULATOR
    Estimate the monthly income your pension pot could generate through an annuity.
    DRAWDOWN CALCULATOR
    Calculate how long your pension pot could last based on flexible withdrawals.
    COMPARISON CALCULATORS
    LISA OR PENSION
    Compare the benefits LISA and pension to see which suits your retirement goals.
    FINANCIAL PLANNING CALCULATORS
    INFLATION
    See how inflation impacts the value of money over time and its effect on savings and purchasing power.
    LIFE EXPECTANCY
    Estimate your life expectancy based on various factors to help plan your retirement and finances.
    RETIREMENT AGE
    Find out at what age you'll be eligible to receive your state pension and plan accordingly.
    ADVANCED CALCULATORS
    PENSION FORECASTER: ADVANCED
    Time to reach target with multi-period interest rates and contributions.
    BENEFIT CALCULATORS
    CHILD BENEFIT
    Child benefit allowance and High Income Benefit Charge calcualtor.
    HIGH INCOME BENEFIT CHARGE
    High Income Child Benefit Charge calcualtor.
    FINANCIAL PLANNING CALCULATORS
    INFLATION
    Calculates the value of money over time.
    LIFE EXPECTANCY
    Estimate your life expectancy based on ONS data.
    RETIREMENT AGE
    Find out the age at which you'll be eligible for your state pension.
    RISK CALCULATORS
    RISK PROFILE
    Assess your investment risk tolerance.
    CAPACITY FOR LOSS
    Estimate your ability to handle financial losses.
    TAX ALLOWANCE CALCULATORS
    PERSONAL SAVINGS RATE
    Calculate Personal Savings Allowance, Savings Starter Rate, Personal Aloowance.
    INCOME TAX
    Calculate take-home pay after tax, National Insurance and student loan payments.
    CAPITAL GAINS
    Estimate tax owed on capital gains.
    TOP SLICING
    Calculate tax relief on investment bonds.
    WRAPPER ELIGIBILITY CALCULATORS
    LISA ELIGIBILITY
    Check if you meet the requirements to open a Lifetime ISA.
    PROPERTY CALCULATORS
    STAMP DUTY
    Calculates the stamp duty owed when purchasing a property.
    RENTAL INCOME
    Estimates tax due on rental income, factoring in allowances and deductions.
    CAPITAL GAINS
    Calculates capital gains tax on property sales after exemptions.
    TAX BENEFIT CALCULATORS
    PENSION BENEFIT
    Estimates the tax relief and potential growth of pension savings.
    COMPARISON CALCULATORS
    LISA OR PENSION
    Compares the tax benefits of saving in a LISA vs a pension.
    TAX CALCULATORS
    PROPERTY STAMP DUTY
    Calculates the Stamp Duty Land Tax (SDLT) payable on property purchases.
    CAPITAL GAINS
    Estimates the capital gains tax liability when selling an asset or property.
    YIELD CALCULATORS
    BUY-TO-LET RENTAL YIELD
    Calculates the rental yield of a buy-to-let investment.
    COMPARISON CALCULATORS
    BUY-TO-LET OR INVEST
    Compares buy-to-let property returns against investing in the stock market.
    BUY-TO-LET OR PENSION
    Compares rental income and capital appreciation vs pension savings.