Automated tools and guidance on saving, borrowing, ISAs and pensions - to help you make optimal decisions.
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Personalised guides
ALL GUIDES
COMPARE:
SAVE OR INVEST
Should I save my money or should I invest it?
SAVE:
LIFETIME ISAs
What are Lifetime ISAs? Are they right for me?
SAVE:
TIME TO REACH TARGET
How long and how much do I need to save to reach my target?
SAVE:
EMERGENCY FUND
Everything there is to know about emergency funds.
SAVE:
PREMIUM BONDS
What are premium bonds? Should I buy some?
SAVE:
COMPOUND INTEREST
What is compound interest? Why is it important?
SAVE:
AMOUNT NEEDED TO REACH GOAL
How much do I need to save each month to reach my goal?
SAVE:
GROSS AND AER
What is the difference between gross interest and AER?
SAVE:
INFLATION
How can I protect my savings when inflation is high?
TAX:
LIFETIME ISAs
Should I open a LISA? Am I eligible to open one?
SAVE:
BONDS
What are bonds? How do they differ to savings accounts?
BORROW:
CREDIT CARDS
What is the minimum payment on my credit card?
BORROW:
COMING SOON
Should I overpay my student loan?
BORROW:
COMING SOON
How to compare a tracker and fixed-rate mortgage?
BORROW:
COMING SOON
How do I choose between two fixed-rate mortgages?
BORROW:
COMING SOON
What is APRC?
BORROW:
COMING SOON
How long will it take for me to repay my credit card?
INVEST:
STOCKS OR BONDS
Deciding between stocks and bonds?
INVEST:
COMING SOON
How to calculate investment performance
INVEST:
COMING SOON
Should I invest in individual stocks or mutual funds?
INVEST:
COMING SOON
What are the risks associated with investing?
INVEST:
COMING SOON
How much can I put into an investment ISA each year?
INVEST:
COMING SOON
How much do I need to invest to reach my target?
INVEST:
COMING SOON
What is asset allocation and why is it important?
INVEST OR OVERPAY MORTGAGE
What's better - investing or overpaying your mortgage?
PENSION:
COMING SOON
How much should I save into my pension?
PENSION:
COMING SOON
How long will my pension need to last for?
PENSION:
COMING SOON
What are my options for taking my pension when I retire?
Interactive calculators
ALL CALCULATORS
PREMIUM BONDS:
RATE OF RETURN
Calculates your premium bond's rate of return.
SAVINGS:
GROSS TO AER
Calculates AER by factoring in compounding.
SAVINGS:
AER TO GROSS
Calculates gross interest from Annual Equivalent Rate.
SAVINGS:
LISA BENEFIT
Calculates the benefit, after tax, from saving into a LISA.
SAVINGS:
LISA BENEFIT ADVANCED
Calculates the benefit, after tax, from saving into a LISA.
SAVINGS:
TIME TO TARGET
How long it will take to reach a specific target.
SAVINGS:
TIME TO TARGET ADVANCED
Multi-period interest rates and contributions.
SAVINGS GOAL:
MONTHLY AMOUNT NEEDED
How much you need to save each month to reach your goal.
SAVINGS:
TARGET RATE REQUIRED
Determines the rate of return required to reach a future value.
SAVINGS:
GROWTH MODELLER
Calculates growth on initial and regular contributions.
SAVINGS:
GROWTH FORECAST ADVANCED
Multi-period interest rates and contributions.
SAVINGS:
TIME TO DOUBLE
Calculates the time it will take for a balance to double in value.
COMPARE:
SAVE OR INVEST
Simple savings and investment growth calculator.
COMPARE:
SAVE OR INVEST ADVANCED
Growth calculator with advanced options.
DEBT:
NOMINAL INTEREST TO APR
Calculates the Annual Percentage Rate (APR).
CREDIT CARD:
TIME TO REPAY
Calculates repayment time, just paying the minimum.
CREDIT CARD:
SWITCH BENEFIT
Calculates the benefit of switching your credit card rate.
CREDIT CARD:
SWITCH & OVERPAYMENT BENEFIT
Calculates the benefit of taking action.
FIXED RATE LOAN:
MODELLER
Calculates the monthly payment amount.
FIXED-RATE LOAN:
APR ESTIMATOR
Estimates APR from loan terms.
STUDENT LOAN:
MODELLER
Models student loan repayment schedule.
STUDENT LOAN:
OVERPAYMENT BENEFIT
Calculates the impact of making overpayments.
MORTGAGE:
MAX LOAN AMOUNT
Estimates the amount you may be able to borrow.
MORTGAGE:
MONTHLY MORTGAGE PAYMENT
Estimates the monthly payment amount.
MORTGAGE:
OVERPAYMENT BENEFIT
Calculates the impact of a single or regular overpayment.
MORTGAGE:
COMPARE TWO FIXED-RATES
Compares two fixed-rate mortgages.
MORTGAGE:
SWITCH BENEFIT
Determines whether it beneficial to switch.
TAX:
ISA ALLOWANCES
Calculates your ISA allowances (remaining) for the tax year.
SAVINGS:
TIME TO GOAL: ADVANCED
Multi-period growth rates and contributions.
PORTFOLIO RETURN:
MWRR
Take into account the impact of cash flows.
INVEST:
GROWTH FORECAST
Calculates the growth on initial and regular contributions.
INVEST:
GROWTH FORECAST ADVANCED
Multi-period interest rates and contributions.
INVEST:
TIME TO DOUBLE
Estimates the time it will take for a balance to double in value.
PENSION:
SALARY SACRIFICE BENEFIT
Calculates impact of salary sacrifice.
PENSION:
FORECAST
How long it will take to reach a specific target.
PENSION FORECAST:
ADVANCED
Forecast the size of your pension pot.
FAMILY:
LIFE EXPECTANCY
Helpful to know when planning your retirement.
FAMILY:
RETIREMENT AGE
Find out when you'll be entitled to claim the state pension.
PROPERTY:
STAMP DUTY LAND TAX
Calculates the stamp duty due on your property purchase.
INVESTMENT RISK:
RISK PROFILE
Understand your investment risk profile.
CHILD BENEFIT &
HIGH INCOME CHARGE
Calculates child benefit and high-income charge.
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